Terms of Service
Terms of Service
Welcome to Smartex Money. These Terms of Service ("Terms", "Agreement") govern your access to and use of the Smartex Money website at smartex.money and all related services. By accessing or using our website and services, you agree to be bound by these Terms. If you do not agree to these Terms, you must not access or use our website or services.
These Terms should be read alongside our Privacy Policy and Cookie Policy. We may update these Terms from time to time, and continued use of our services constitutes acceptance of any changes.
Definitions & Interpretation
Key Definitions
"Smartex Money" refers to the FinTech platform and its operator. "Website" refers to smartex.money and all subdomains. "Services" refers to the platform, demos, consultations, and information provided. "User" refers to any person accessing or using the website and services.
Interpretation
Words importing the singular include the plural and vice versa. Headings are for convenience only and do not affect interpretation. References to laws include any modifications or re-enactments. These Terms constitute the entire agreement between you and Smartex Money.
Use of Services
Permitted Use
You may use our website for lawful purposes only. You agree to use the services in compliance with all applicable laws, regulations, and third-party rights. You must not misuse the services or use them for any illegal or unauthorized purpose.
Prohibited Conduct
You must not attempt to gain unauthorized access to our systems, introduce malware, scrape content without permission, impersonate other users, or interfere with the proper functioning of the website. Violations may result in immediate termination of access.
Account Responsibility
If you create an account, you are responsible for maintaining its security and for all activities under your account. You must notify us immediately of any unauthorized use or security breach. We are not liable for losses from compromised accounts.
Service Availability
We strive to maintain 99.9% uptime but do not guarantee uninterrupted access. We may perform maintenance, updates, or changes without notice. We are not liable for temporary unavailability or data loss resulting from system failures.
Technical Requirements
You are responsible for providing the devices, internet connection, and software needed to access our services. We do not guarantee compatibility with all devices or browsers. We recommend using current versions of major browsers.
Information Accuracy
We strive to provide accurate information on our website but do not warrant that all content is current, complete, or error-free. Product descriptions, pricing, and specifications may change without notice. Contact us for current information.
Intellectual Property
Our Rights
All content on this website — including text, graphics, logos, images, software, and platform design — is the property of Smartex Money or its licensors and is protected by intellectual property laws. You may not reproduce, distribute, or create derivative works without our written permission.
Platform Code
The Smartex Money platform source code, architecture, and related technical materials are proprietary. Under the Life Time License, source code ownership is governed by a separate agreement. Under SaaS, code remains our property.
Trademarks
"Smartex Money", the Smartex Money logo, and all related marks are trademarks of Smartex Money. You may not use our trademarks without our written permission. White-label customers receive a license to use the platform under their own brand.
User Content
Any content you submit to us — such as demo requests, inquiries, or feedback — remains your property. By submitting, you grant us a non-exclusive license to use, process, and store that content for the purpose of responding to your inquiry and providing services.
Disclaimers & Limitations
Service Disclaimer
Our services are provided "as is" and "as available" without warranties of any kind. We do not warrant that the services will be error-free, uninterrupted, or meet your specific requirements. Any reliance on the services is at your own risk.
Limitation of Liability
To the maximum extent permitted by law, Smartex Money shall not be liable for indirect, incidental, special, consequential, or punitive damages, or for any loss of profits or revenues, arising from your use of or inability to use our services.
Governing Law & Disputes
These Terms are governed by the laws of the jurisdiction in which Smartex Money operates. Any disputes arising from these Terms or your use of our services shall be resolved through good-faith negotiations first. If resolution is not achieved, disputes shall be submitted to arbitration or the competent courts of the applicable jurisdiction.
Contact Us
If you have questions about these Terms of Service, please contact us:
Email: smartex@paymart.eu
Website: smartex.money