Add-Ons — Extend the Smartex Money Platform
Beyond the 10 core modules, Smartex Money offers 40+ add-on components that extend the platform with specialized functionality — from card issuing and report server to security audits and white-label customization. Each add-on integrates natively with the core platform, sharing the same security model, data layer, and workflow engine.
Add-ons can be activated at any time — no reinstallation or migration required. Simply enable the module in the admin panel, configure it for your business needs, and it is ready to use. Pricing is per-module, so you only pay for what you use.
Financial Add-Ons
Card Issuing
Issue virtual and physical debit/credit cards. BIN sponsorship, card personalization, and integration with Visa, Mastercard, and UnionPay networks. Full card lifecycle management.
Invoice Issuing
Automated invoice generation, sending, and tracking. E-invoicing compliant with EU and local regulations. Payment link integration for one-click payment.
Guarantee Issuing
Bank guarantee issuance system. Performance bonds, advance payment guarantees, and tender guarantees workflows. Automated expiry tracking and claim management.
Currency Exchange
Currency exchange module with real-time rate feeds, spread configuration, and automated rate loading. Multi-currency liquidity management and arbitrage detection.
Deposit Products
Term deposits, savings accounts, and certificate of deposit management. Automated interest calculation, maturity handling, and renewal workflows.
Regular Payments
Recurring payment management — standing orders, direct debits, and subscription billing. Automated execution, failed payment retry, and customer notification.
Infrastructure Add-Ons
Report Server
Centralized reporting engine with 200+ pre-built reports. Scheduled report delivery via email, SFTP, or API. Custom report builder with drag-and-drop interface.
Security Audit
Comprehensive security audit module. Vulnerability scanning, penetration test integration, and compliance assessment. OWASP Top 10 and PCI DSS checks.
Smartex SSO
Single Sign-On with SAML 2.0, OAuth 2.0, and OpenID Connect. Centralized authentication across all modules. Integration with AD, LDAP, and cloud IAM.
Backup & Test Lab
Staging environments, automated backups, and disaster recovery testing. One-click environment cloning and point-in-time recovery.
External Integration
Third-party API connectivity framework. Pre-built connectors for SWIFT, SEPA, KYC providers, credit bureaus, and blockchain networks.
Cryptex DB
Encrypted database with virtual HSM. Field-level encryption, key management, and compliance with PCI DSS, GDPR, and FIPS 140-2.
Business Add-Ons
White-Label Platform
Full white-label customization — branding, colors, domain, and mobile app. Publish under your developer accounts. No Smartex branding visible.
ADS Engine
AI-driven advertising and decision platform. Monetize your banking platform with targeted ads, fraud detection, and credit scoring.
Flow Modeler
Visual no-code workflow builder. Design approval chains, KYC flows, and business processes through drag-and-drop. 50+ pre-built nodes.
FinTech Licensing
Professional licensing support — EMI, PSP, VASP, and banking licenses across 30+ jurisdictions. Application preparation and regulator liaison.
Cloud Migration
Zero-downtime migration from on-premise to cloud. Architecture design, data migration, and post-migration validation.
Infrastructure Setup
Production-ready deployment on your infrastructure. Server configuration, clustering, CI/CD, monitoring, and auto-scaling.
How Add-Ons Work
Instant Activation
Add-ons are already installed in the platform — they just need to be activated. Enable a module in the admin panel, configure it for your needs, and start using it immediately. No installation, no migration, no downtime.
Native Integration
Every add-on shares the same security model (Smartex SSO), data layer (Cryptex DB), and workflow engine (Flow Modeler) as the core modules. This means seamless integration — no custom connectors or data synchronization needed.
Source Code Access
All add-ons include source code access. Your developers can customize any feature, add new functionality, or modify existing behavior. No vendor lock-in — you own the code.
Automatic Updates
Add-ons receive the same regular updates as core modules — new features, security patches, and regulatory compliance changes. All updates are backward-compatible.
Ready to extend your platform?
Add-ons let you start with what you need and add more as you grow. Schedule a consultation to identify the right combination of modules and add-ons for your business.
Request a Demo