External Integration

External Integration — Connecting Your FinTech Ecosystem

Smartex Money is designed to integrate seamlessly with external systems — from banking networks and payment gateways to KYC providers and government registries. Our integration services ensure smooth, secure, and reliable data exchange.

Payment Network Integrations

• SWIFT — International wire transfers
• SEPA — European payment area transfers
• Card Networks — Visa, Mastercard, and local card schemes via gateways
• Mobile Money — Integration with mobile network operators (MNO)
• Crypto Gateways — Cryptocurrency exchange and custody integrations

Compliance & KYC Integrations

• Sanctions screening (UN, EU, OFAC lists)
• Identity verification providers (document, biometric, liveness)
• Credit bureau data fetching
• PEP and adverse media screening
• OSINT data enrichment via Flow Modeler

Technical Standards

• SOAP / REST APIs — Full API connectivity for all integrations
• ISO-8583 — Card transaction message standard
• ISO-20022 — Financial messaging standard
• Webhooks — Real-time event notifications

Every integration is built with retry logic, monitoring, and fallback mechanisms to ensure reliability.