From Baltic States to the world — building the future of FinTech
Paymart Suite was a leading FinTech platform in Baltic States. In 2026, we rebranded to Smartex Money to serve the global market. Same team, same technology, new international vision.
Smartex Money is a white-label FinTech platform provider headquartered internationally, serving financial institutions across multiple continents.
To empower financial institutions worldwide with enterprise-grade banking technology that is fast to deploy, fully customizable, and competitively priced.
To become the go-to FinTech infrastructure platform for emerging markets and developed economies alike, bridging the gap between regulation and innovation.
Paymart SIA is the company that brought together specialists with extensive work experience in the Latvian financial market. In 2005, our specialists were involved in the adaptation of the Latvian legislation by the European Directive, now determining the work order of new financial companies. Our experts launched the first Electronic Money Issuer in the Baltics, were among the first to pass the Payment Card Industry Data Security Standard audit (PCI DSS LEVEL 1), and provided the conditions to receive the first membership in the MasterCard international payment system for a non-bank financial institution in the Baltics. Today, Paymart SIA specialists provide a full spectrum of services needed to register and launch financial companies such as Electronic Money Issuers and Payment Service Providers.
Full-stack developers, DevOps engineers, and security specialists building and maintaining the 50+ module platform.
Regulatory experts with deep knowledge of FinTech licensing, AML/KYC requirements, and cross-border compliance.
Dedicated onboarding and support specialists ensuring smooth deployments and long-term partnerships.
Business development and product strategists guiding the platform roadmap and market expansion.
Early Years
Paymart Suite was developed as a comprehensive FinTech platform for the Baltic market, serving banks, microfinance institutions, and payment providers.
Platform Expansion
The platform grew to 50+ modules covering core banking, payments, compliance, AI automation, and mobile banking — all white-label and customizable.
2026
Paymart Suite rebranded to Smartex Money, marking the transition from a regional platform to a global FinTech infrastructure provider.
Today & Beyond
Serving financial institutions worldwide with deployment options ranging from SaaS to on-premise, supporting banks, EMIs, lenders, and neobanks across continents.
Join the institutions worldwide who trust Smartex Money to power their financial services.