Flow Modeler
Flow Modeler — Visual No-Code Workflow Builder
Flow Modeler is the visual workflow engine of the Smartex Money platform. It enables business analysts and operations teams to design, deploy, and modify business processes without writing code. Design approval chains, KYC flows, payment routing rules, notification policies, and complex multi-step workflows through an intuitive drag-and-drop interface.
Every workflow is version-controlled, testable in staging, and fully auditable. Changes go live instantly without platform restarts. Flow Modeler connects to all Smartex Money modules and external systems via REST and SOAP adapters, making it the central orchestration layer for the entire platform.
Core Capabilities
Visual Designer
Drag-and-drop workflow builder with 50+ pre-built nodes. Decision points, parallel branches, loops, timers, and sub-workflows. No coding required — business analysts build production workflows directly.
Conditional Logic
Complex branching with if/else, switch, and expression-based conditions. Access any field from any connected module. Dynamic evaluation of customer risk, transaction amount, or any business rule.
Timers & SLAs
Configurable timers for task deadlines, escalation rules, and SLA enforcement. Automatic reminders, reassignments, and status changes when deadlines are missed. Business-hours-aware scheduling.
Approval Chains
Multi-level approval workflows with configurable approver selection. Role-based, department-based, or ad-hoc approval routing. Parallel and sequential approval patterns supported.
Notifications
Send notifications via SMS, email, push, or in-app message at any workflow step. Templated messages with dynamic content. Multi-language support with per-recipient localization.
Data Operations
Read, create, update, and delete records in any Smartex module. Execute SQL queries, call external APIs, and transform data between formats — all within the workflow canvas.
Use Cases
KYC Onboarding
Automate the full KYC journey — document collection, verification, PEP screening, risk scoring, and approval. Conditional EDD for high-risk customers. Reduce onboarding time from days to minutes.
Loan Origination
Loan application workflows — credit scoring via ADS Engine, collateral valuation, approval chain, disbursement, and repayment scheduling. Automated rejection letters with reason codes.
Compliance Escalation
AML alert workflows — case creation, investigator assignment, evidence collection, and SAR generation. Automatic escalation to MLRO when SLA is at risk.
Payment Routing
Dynamic payment routing based on amount, currency, counterparty, and risk score. Route to SEPA, SWIFT, or internal clearing automatically. Fraud checks before release.
Account Operations
Account opening, modification, and closure workflows. Document generation, signature collection, and multi-party approval. Automatic fee configuration per account type.
Marketing Campaigns
Trigger personalized marketing campaigns based on customer behavior. A balance threshold reached triggers a savings product offer. A large transaction triggers fraud check + thank-you message.
Integration & Connectivity
REST & SOAP Adapters
Call any external API from within a workflow. Pre-built connectors for SWIFT, SEPA, KYC providers, credit bureaus, and blockchain networks. Custom connectors via SDK.
Native Module Access
Direct access to ABS Core accounts and transactions, On-Board CRM customer data, Loan Farm applications, ADS Engine scoring, and Compliance Guard alerts — all from workflow nodes.
Data Import/Export
CSV, XML, and Excel file processing within workflows. Scheduled batch imports from external systems. Automated data validation and error handling on import.
Webhook Triggers
Start workflows from external system callbacks. Payment status updates, KYC results, and compliance alerts can trigger automated processes in real time.
Workflow Management
Version Control
Every workflow change is versioned. Compare versions, roll back to previous, and maintain audit trail of who changed what and when.
Staging & Testing
Test workflows in staging environment before production deployment. Dry-run mode with simulated data. Debug logs for every node execution.
Monitoring
Real-time dashboard of running workflows. Bottleneck identification, average completion times, and failure rate tracking. Alert on stuck or failed workflows.
Automate your business processes
Flow Modeler eliminates custom development for business workflows. Drag, drop, configure, and deploy — all without writing a single line of code. Schedule a demo to see how quickly you can automate your FinTech processes.
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