Frequently Asked Questions

Smartex Money is a white-label FinTech platform designed for banking institutions and startups. We provide a full-stack core banking infrastructure that enables you to launch digital wallets, card programs, and cross-border payment solutions in record time.

Our platform serves traditional banks looking to modernize, FinTech startups building MVP products, and enterprise businesses wanting to integrate embedded finance solutions directly into their existing ecosystems.

While timelines vary based on customization needs and regulatory requirements, our standard SaaS implementation allows for a functional sandbox environment within 48 hours and a live go-to-market strategy in as little as 4-6 weeks.

We offer both a subscription-based SaaS model for rapid scaling and lower entry costs, and a Life Time License (LTL) for organizations requiring complete ownership of their infrastructure and codebase for on-premise deployment.

Absolutely. Smartex Money is built with a modular architecture. You can customize the UI/UX, add custom business logic through our plugin system, and integrate with any third-party providers required for your specific market.

We provide white-label Flutter-based mobile applications for both iOS and Android. These are fully connected to the core API and can be styled according to your brand guidelines in just a few days.

Yes, Smartex Money is built to meet PCI DSS Level 1 standards. Our infrastructure includes secure vaulting, encryption at rest and in transit, and tokenization services to ensure sensitive cardholder data is never exposed.

The platform comes pre-integrated with leading global KYC and AML providers. Automated screening, identity verification, and ongoing monitoring are built directly into the user onboarding workflow.