Serge Speach

Dear Friends and Valued Partners,
My name is Sergey Evgrashkin, and I am honored to welcome you on behalf of the entire Smartex.Money team. For over a decade, we have been deeply embedded in the payment systems industry, working with banks, payment service providers, and emerging FinTech companies across multiple jurisdictions and continents.
Our extensive experience in the payment industry has allowed us not only to gain deep insights into its specifics but also to develop effective solutions that cater to the modern needs of the FinTech market. We understand the challenges faced by startups and companies at the early stages of their journey. We know how crucial it is to have a reliable partner who ensures stability, security, and flexibility in managing financial flows.
That is why we built Smartex.Money — a comprehensive, end-to-end FinTech platform that addresses the real-world pain points we have encountered firsthand. From core banking operations to regulatory compliance, from payment processing to customer onboarding, every module has been designed and refined based on actual market experience and direct client feedback.
Our Commitment to You
True Partnership
We do not just sell software. We work alongside you as a strategic partner, invested in your success. From initial deployment through scaling and expansion, our team remains accessible and responsive to your evolving needs. We measure our success by your success.
Reliability First
Every component of the Smartex.Money platform is built with fault tolerance and high availability in mind. We guarantee 99.9% uptime SLA, backed by redundant infrastructure, automated failover, and 24/7 monitoring of all critical systems and transaction flows.
Continuous Innovation
The FinTech landscape evolves rapidly, and so do we. Our development roadmap is driven by market trends, regulatory changes, and direct customer feedback, ensuring that the platform you use today will be even more capable tomorrow with regular updates and new features.
Why Smartex.Money?
Fast Time to Market
Smartex.Money is the result of years of experience, dedicated work, and a commitment to creating a robust platform that empowers you to bring your business ideas to life. We take pride in offering solutions that meet not only the current market demands but are also prepared for future challenges. Our SaaS delivery model means you can launch your FinTech product in weeks, not months, with minimal upfront investment and a clear path to scale.
Global Reach, Local Compliance
By choosing Smartex.Money, you are investing in reliability, innovation, and the successful future of your business. Our team is always ready to support you at every step — from your first steps to scaling your project across borders. We support multiple jurisdictions with adaptable compliance frameworks, so you can expand into new markets without rebuilding your core infrastructure or re-complying from scratch.
What Sets Us Apart
Dedicated Team
Every client is assigned a dedicated account manager and technical liaison who understand your business and serve as your advocates within Smartex.Money. You always have a direct line to someone who knows your deployment.
Knowledge Transfer
We do not believe in black-box solutions. We provide comprehensive training, detailed documentation, and ongoing education to ensure your team can operate and extend the platform independently over time.
Clear Roadmap
We publish our product roadmap and actively solicit client input on priorities. Major features are released quarterly, with security patches and compliance updates deployed as needed throughout the year.
We are grateful for your trust and sincerely hope that together we can achieve outstanding results. Whether you are launching a neobank, scaling a payment service, or digitizing a traditional financial institution, Smartex.Money provides the foundation you need to succeed. Our team stands ready to support your vision with technology, expertise, and unwavering commitment.
With best regards,
Sergey Evgrashkin
Board Member, Smartex.Money