Smartex Mobile App

Smartex Mobile App — Banking in Your Pocket

The Smartex Mobile App brings the full power of the Smartex Money platform to Android and iOS devices. Designed for end-users of FinTech organizations, it provides a seamless, intuitive interface for everyday financial operations.

Key Features

• Native Android & iOS Apps — Built specifically for each platform for optimal performance


• Secure Login — Phone number + PIN authentication with biometric support


• Account Management — View balances, transaction history, and statements


• Transfers — Send money between accounts, to other users, or external beneficiaries


• QR Payments — Scan QR codes for instant payments at merchants


• Mobile Money — Cash-in/cash-out through agent networks


• Bill Payments — Pay utilities and service bills directly from the app


• Push Notifications — Real-time alerts for transactions and account activity


• Fully Customizable — Branding, colors, features, and workflows tailored to each project

Customer Onboarding

New users can register directly from the app with a streamlined KYC process:

• Phone number verification


• Basic KYC data collection (name, ID, email)


• Terms and conditions acceptance


• Optional profile upgrade for higher limits

Merchant & Agent Functionality

The app supports both customer and merchant/agent roles within a single installation, enabling:

• Merchant QR code generation for payment acceptance


• Agent cash-in/cash-out operations with QR scanning


• Transaction history and daily reconciliation

Every Smartex Mobile App deployment is customized to match the specific requirements, branding, and regulatory environment of each FinTech project.