Compliance Guard

Compliance Guard — AI-Powered AML/KYC & Regulatory Compliance

The Compliance Guard is a comprehensive compliance management system integrated into the Smartex Money platform. It combines AI-powered automation with configurable rule engines to ensure full regulatory compliance across all jurisdictions.

AML & KYC Automation

• KYC / EDD — Dynamic verification flows with risk-based due diligence


• OSINT Intelligence — Bank-grade client dossier building from open sources


• Sanctions Screening — Real-time UN, EU, OFAC, and custom list checking


• PEP Screening — Politically Exposed Persons detection


• Adverse Media — Negative news monitoring

Transaction Monitoring

• Real-Time Monitoring — AI-driven anomaly detection on all transactions


• Alert Generation — Suspicious activity alerts with risk scoring


• Fraud Detection — Behavioral and predictive fraud models


• SAR/STR — Suspicious Activity Report generation and filing

AI-Powered Features

• Adaptive risk scoring models that learn from outcomes


• Automated customer risk categorization


• Predictive transaction pattern analysis


• AI assistant for compliance officers — case summarization and recommendations

Regulatory Reporting

• Configurable report templates per jurisdiction


• Automated scheduled reporting to regulators


• Audit trail for all compliance decisions


• Data retention policies per regulatory requirements

Compliance Guard ensures that your FinTech operations meet the highest standards of regulatory compliance — anywhere in the world.