Flow Modeler — Intelligent Business Process Automation

The Flow Modeler is a visual workflow automation platform integrated into the Smartex Money ecosystem. It enables FinTech organizations to design, automate, and optimize complex business processes without extensive coding — reducing time-to-market and operational costs.

Key Features

  • Visual Workflow Builder — Drag-and-drop interface for designing business processes
  • External Integration — Connect Smartex Money with external banking systems, FinTech APIs, KYC providers, payment gateways, and data sources
  • AI-Driven Automation — Intelligent decision nodes for risk assessment, fraud detection, and compliance workflows
  • Real-Time Triggers — Event-driven workflows that respond to transactions, user actions, or external events
  • API-First Architecture — RESTful APIs for every workflow, enabling seamless integration
  • Multi-Step Approval — Configurable approval chains with escalation rules

Use Cases

  • KYC/AML Onboarding — Automated identity verification with risk scoring and manual review escalation
  • Payment Processing — Multi-step payment approval with compliance checks
  • Customer Notifications — Multi-channel notifications (SMS, email, push) triggered by account events
  • External Data Enrichment — Automatic fetching of credit scores, sanctions checks, and OSINT data
  • Compliance Reporting — Automated generation and submission of regulatory reports

Flow Modeler bridges the gap between business requirements and technical implementation, allowing FinTech organizations to adapt quickly to market changes and regulatory requirements.