Compliance Guard — AI-Powered AML/KYC & Regulatory Compliance
The Compliance Guard is a comprehensive compliance management system integrated into the Smartex Money platform. It combines AI-powered automation with configurable rule engines to ensure full regulatory compliance across all jurisdictions.
AML & KYC Automation
- KYC / EDD — Dynamic verification flows with risk-based due diligence
- OSINT Intelligence — Bank-grade client dossier building from open sources
- Sanctions Screening — Real-time UN, EU, OFAC, and custom list checking
- PEP Screening — Politically Exposed Persons detection
- Adverse Media — Negative news monitoring
Transaction Monitoring
- Real-Time Monitoring — AI-driven anomaly detection on all transactions
- Alert Generation — Suspicious activity alerts with risk scoring
- Fraud Detection — Behavioral and predictive fraud models
- SAR/STR — Suspicious Activity Report generation and filing
AI-Powered Features
- Adaptive risk scoring models that learn from outcomes
- Automated customer risk categorization
- Predictive transaction pattern analysis
- AI assistant for compliance officers — case summarization and recommendations
Regulatory Reporting
- Configurable report templates per jurisdiction
- Automated scheduled reporting to regulators
- Audit trail for all compliance decisions
- Data retention policies per regulatory requirements
Compliance Guard ensures that your FinTech operations meet the highest standards of regulatory compliance — anywhere in the world.