# Smartex Money

> White-label FinTech platform with 50+ modules for banking, payments, compliance, AI automation. Launch branded digital banking, payment, and financial services in weeks, not months.

## Overview

Smartex Money is a comprehensive white-label FinTech platform that enables banks, payment service providers, microfinance institutions, electronic money issuers, credit unions, mobile operators, and FinTech startups to launch digital financial services rapidly. The platform includes 50+ core modules covering core banking, payments, cards, compliance (AML/KYC), AI-powered automation, and a native mobile app.

## Products

- Core Banking System — accounts, deposits, loans, transactions
- Payment Processing — SWIFT, SEPA, card gateways, mobile money
- Card Management — issuance, tokenization, PCI DSS compliance
- Digital Wallet — e-money, P2P transfers, QR payments
- AI Automation — AML/KYC, fraud detection, risk scoring, OSINT intelligence

## Add-Ons

- Mobile App (Android/iOS) — fully branded native apps
- Report Server — automated regulatory and operational reports
- Flow Modeler — visual workflow automation and integrations
- On-Board CRM — customer onboarding and relationship management
- Cryptex DB — virtual HSM with AES-256 encryption and tokenization
- ADS Engine — advanced decisioning and scoring engine
- Smartex SSO — single sign-on across platform services

## Services

- Licensing assistance — banking, EMI, PSP, VASP licenses across jurisdictions
- Deployment — on-premise, private cloud, public cloud (AWS/Azure/GCP), hybrid
- Customization — branding, workflows, fee structures, compliance rules, integrations
- Partner program — platform training, sales methodology, technical fundamentals
- Technical support — implementation, integration, maintenance

## Pricing

- SaaS: Monthly subscription with shared or dedicated cloud hosting. Launch in 2-4 weeks.
- Life Time License: One-time fee with on-premise deployment and full source code.
- Custom: Tailored pricing for enterprise deployments. Contact for details.

## Key Pages

- Products: https://smartex.money/products
- Features: https://smartex.money/features
- Pricing: https://smartex.money/pricing
- Compare: https://smartex.money/compare
- Add-Ons: https://smartex.money/add-ons
- Services: https://smartex.money/services
- About: https://smartex.money/about
- FAQ: https://smartex.money/faq
- Contact: https://smartex.money/contact
- Request Demo: https://smartex.money/request-demo

## Technical Details

- Platform: Java EE infrastructure with MySQL/PostgreSQL backend
- APIs: SOAP and RESTful APIs for all platform functions
- Security: PCI DSS compliant, AES-256 encryption, role-based access control, audit trails
- Compliance: AML/KYC automation, sanctions screening, PEP checks, risk scoring
- Deployment: 2-4 weeks (SaaS), 2-6 months (custom implementation)
- Contact: smartex@paymart.eu