# Smartex Money

> White-label FinTech platform with 50+ modules for banking, payments, compliance, AI automation.

## Overview

Smartex Money is a comprehensive white-label FinTech platform that enables banks, payment service providers, microfinance institutions, electronic money issuers, credit unions, mobile operators, and FinTech startups to launch digital financial services rapidly.

**Platform:** https://smartex.money/

## Products

- [Core Banking System](https://smartex.money/abs-core) — accounts, deposits, loans, transactions
- [Payment Processing](https://smartex.money/payment-processing) — SWIFT, SEPA, card gateways
- [Card Management](https://smartex.money/card-issuing) — issuance, tokenization, PCI DSS
- [Digital Wallet](https://smartex.money/mobile-app) — e-money, P2P, QR payments
- [AI Automation](https://smartex.money/compliance-guard) — AML/KYC, fraud detection

## Add-Ons

- [Mobile App](https://smartex.money/mobile-app) — Android/iOS native apps
- [Report Server](https://smartex.money/report-server) — regulatory reports
- [Flow Modeler](https://smartex.money/flow-modeler) — workflow automation
- [On-Board CRM](https://smartex.money/on-board-crm) — customer onboarding
- [Cryptex DB](https://smartex.money/cryptex-db) — virtual HSM, AES-256
- [ADS Engine](https://smartex.money/ads-engine) — decisioning engine
- [Smartex SSO](https://smartex.money/smartex-sso) — single sign-on

## Services

- [FinTech Licensing](https://smartex.money/fintech-licensing) — banking, EMI, PSP, VASP
- [Project Customization](https://smartex.money/project-customization) — branding, workflows
- [HW Cloud Migration](https://smartex.money/hw-cloud-migration) — cloud deployment
- [Security Audit](https://smartex.money/security-audit) — security assessment
- [Infrastructure Setup](https://smartex.money/infrastructure-setup) — infrastructure

## Pricing

- [SaaS](https://smartex.money/pricing) — Monthly subscription
- [Life Time License](https://smartex.money/life-time-license) — One-time fee
- [Custom](https://smartex.money/pricing) — Enterprise pricing

## Key Pages

- [Products](https://smartex.money/products)
- [Features](https://smartex.money/features)
- [Pricing](https://smartex.money/pricing)
- [Compare](https://smartex.money/compare)
- [Add-Ons](https://smartex.money/addons)
- [Services](https://smartex.money/services)
- [About](https://smartex.money/about)
- [FAQ](https://smartex.money/faq)
- [Contact](https://smartex.money/contact)
- [Request Demo](https://smartex.money/demo)

## Markdown Documentation

### English
- [Home](https://smartex.money/home.md)
- [Features](https://smartex.money/features.md)
- [Pricing](https://smartex.money/pricing.md)
- [Compare](https://smartex.money/compare.md)
- [Add-Ons](https://smartex.money/addons.md)
- [Services](https://smartex.money/services.md)
- [FAQ](https://smartex.money/faq.md)
- [Contact](https://smartex.money/contact.md)
- [Demo](https://smartex.money/demo.md)
- [About](https://smartex.money/about.md)
- [ABS Core](https://smartex.money/abs-core.md)
- [Mobile App](https://smartex.money/mobile-app.md)
- [Loan Farm](https://smartex.money/loans-farm.md)
- [Report Server](https://smartex.money/report-server.md)
- [Flow Modeler](https://smartex.money/flow-modeler.md)
- [On-Board CRM](https://smartex.money/on-board-crm.md)
- [Cryptex DB](https://smartex.money/cryptex-db.md)
- [ADS Engine](https://smartex.money/ads-engine.md)
- [Smartex SSO](https://smartex.money/smartex-sso.md)
- [Compliance Guard](https://smartex.money/compliance-guard.md)
- [FinTech Licensing](https://smartex.money/fintech-licensing.md)
- [Project Customization](https://smartex.money/project-customization.md)
- [HW Cloud Migration](https://smartex.money/hw-cloud-migration.md)
- [Security Audit](https://smartex.money/security-audit.md)
- [Infrastructure Setup](https://smartex.money/infrastructure-setup.md)
- [Backup Test Lab](https://smartex.money/backup-test-lab.md)
- [External Integration](https://smartex.money/external-integration.md)
- [Partners](https://smartex.money/partners.md)
- [Terms of Service](https://smartex.money/terms-of-service.md)
- [Privacy Policy](https://smartex.money/privacy-policy.md)
- [Cookie Policy](https://smartex.money/cookie-policy.md)
- [Card Issuing](https://smartex.money/card-issuing.md)
- [Payment Processing](https://smartex.money/payment-processing.md)
- [Life Time License](https://smartex.money/life-time-license.md)
- [Saas](https://smartex.money/saas.md)

### Russian
- [Home](https://smartex.money/ru/home.md)
- [Features](https://smartex.money/ru/features.md)
- [Pricing](https://smartex.money/ru/pricing.md)
- [Compare](https://smartex.money/ru/compare.md)
- [Add-Ons](https://smartex.money/ru/addons.md)
- [Services](https://smartex.money/ru/services.md)
- [FAQ](https://smartex.money/ru/faq.md)
- [Contact](https://smartex.money/ru/contact.md)
- [Demo](https://smartex.money/ru/demo.md)
- [About](https://smartex.money/ru/about.md)
- [ABS Core](https://smartex.money/ru/abs-core.md)
- [Mobile App](https://smartex.money/ru/mobile-app.md)
- [Loan Farm](https://smartex.money/ru/loans-farm.md)
- [Report Server](https://smartex.money/ru/report-server.md)
- [Flow Modeler](https://smartex.money/ru/flow-modeler.md)
- [On-Board CRM](https://smartex.money/ru/on-board-crm.md)
- [Cryptex DB](https://smartex.money/ru/cryptex-db.md)
- [ADS Engine](https://smartex.money/ru/ads-engine.md)
- [Smartex SSO](https://smartex.money/ru/smartex-sso.md)
- [Compliance Guard](https://smartex.money/ru/compliance-guard.md)
- [FinTech Licensing](https://smartex.money/ru/fintech-licensing.md)
- [Project Customization](https://smartex.money/ru/project-customization.md)
- [HW Cloud Migration](https://smartex.money/ru/hw-cloud-migration.md)
- [Security Audit](https://smartex.money/ru/security-audit.md)
- [Infrastructure Setup](https://smartex.money/ru/infrastructure-setup.md)
- [Backup Test Lab](https://smartex.money/ru/backup-test-lab.md)
- [External Integration](https://smartex.money/ru/external-integration.md)
- [Partners](https://smartex.money/ru/partners.md)
- [Terms of Service](https://smartex.money/ru/terms-of-service.md)
- [Privacy Policy](https://smartex.money/ru/privacy-policy.md)
- [Cookie Policy](https://smartex.money/ru/cookie-policy.md)
- [Card Issuing](https://smartex.money/ru/card-issuing.md)
- [Payment Processing](https://smartex.money/ru/payment-processing.md)
- [Life Time License](https://smartex.money/ru/life-time-license.md)
- [Saas](https://smartex.money/ru/saas.md)

## Technical Details

- **Platform:** Java EE with MySQL/PostgreSQL backend
- **APIs:** SOAP and RESTful APIs
- **Security:** PCI DSS, AES-256, RBAC, audit trails
- **Compliance:** AML/KYC, sanctions screening, PEP checks
- **Deployment:** 2-4 weeks (SaaS), 2-6 months (custom)